i just need a  paper that talks about budgeting, time value of money, asset protection, debt/credit, savings, investing, and estate planning when creating a personal financial plan.

i just need a  paper that talks about budgeting, time value of money, asset protection, debt/credit, savings, investing, and estate planning when creating a personal financial plan.

i just need a  report that explains budgeting, time value of money, asset protection, debt/credit, savings, investing, and estate planning when creating a personal financial plan.